Credit Card Security Articles

Credit Card Security:
It's important to be well educated about credit card security before applying for credit or making any other major financial decision. In our education center we will inform you about any aspect of credit card security. We publish new credit card articles weekly so be sure to check back often.
Secure Your Online Credit Card TransactionsIt seems that everything can be managed online these days. Your credit cards are no exception. Just as you can use your credit cards to make purchases and pay bills over the internet for convenience, there are a number of other ways you can manage your credit card usage online. Some people feel using a credit card online is risky – but in most situations it's actually a more secure environment than when you give your credit card to your waiter or cashier in a retail establishment! Using some preventative measures, you can further reduce your online credit card usage risks. Here are some tips for using credit cards online securely:

Is Your Credit Card Information Secure?Whenever you use a credit card, security is extremely important. Your card is the gateway to all of your finances, so it is critical to make sure that no one can access it. Credit card companies are constantly looking for innovative and creative ways to increase the security on your card.

How Safe Is it to Apply for Credit Cards Online?There's a lot of talk about the safety (or lack of safety) when purchasing items with your credit card online – but what about the application process used to get the card in the first place? How safe is it to provide your personal details through an online credit card application?

Credit Card Skimmers Credit card fraud is a valid concern for cardholders. There are a number of ways for thieves to steal your identity or make unauthorized charges on your credit cards –and some aren't obvious, which makes them even more dangerous!

Should You Sign the Back of Your Credit Card?Many savvy credit card users have adopted a new stance in recent years. In an effort to reduce the chance they will become a victim of credit card fraud, they refuse to sign their credit cards. Some will leave the signature line blank altogether, while others will write "see ID" on the signature line.

Protecting Your Credit Card Information OnlineOne of the biggest trends of today's world is shopping online. It is convenient, easy, and saves a great deal of time, not to mention that it, in many cases, saves you a great deal of money at the same time. However, while shopping online is the latest and greatest trend for consumers, hackers and other dishonest people have also turned to online shopping as a way to obtain credit card information for fraudulent use.

Protect Credit Card Numbers at All CostsOwning a credit card is a true benefit for most individuals. Credit cards allow people to purchase items, both large and small, without the need to pay with cash. Credit cards also allow consumers to purchase expensive items that may not be affordable without the ability to pay gradually.

Plastic ProtectionThere are many people who still fear buying items or services on the internet because they worry about identity theft or credit card fraud. While these are natural concerns, it's important to note that there have been many advancements in credit card security, and in particular, protection for online purchases. Shopping online is not all that much different from shopping in person as far as security is concerned.

Prevent Identity Fraud When Using Credit CardsDon't wait until your identity has been "stolen" to worry about it. Identity fraud is a severe crime with serious repercussions that can take months or even years for victims to repair, not to mention hundreds to thousands of dollars. If someone has stolen a credit card, or has obtained enough information about you to start applying for new loans and credit cards, your credit score is going to be adversely effected.

Credit Card SecurityThis is the age of plastic money. It's not uncommon for the typical consumer in the western world to go weeks at a time without ever handling a coin or bill. Everything we need is available to us with the simple "swik-swik' sound of a credit card sliding through a reader. Supplies for the office, flowers for the wife, meals and drinks out, and an endless supply of useful products available for sale through the Internet can all be bought with naught a cent to be seen.

Using credit cards securely onlineIf you shop online it's important to know the dangers involved. We'll help you know what to look for to ensure your online purchases are secure.