CC faq

CREDIT CARD

FAQs
If you have any queries that are not answered here, please call us or write to us.Please click here to apply online for credit cards.
What is a Credit Limit?
Does the add-on card have a separate credit limit?
How can I pay my monthly Credit Card bills?
What should I do if I don't recognize a transaction on my statement?
What should I do if I lose my card or it is stolen?
Please click here for FAQs on the different products from HDFC Bank Credit Cards.
Please click here for the Online Credit Card application form.
What is a Credit Limit?The 'Credit limit' is the maximum amount you can spend or borrow using your Credit Card. This limit is determined by various personal details like your income, source of income etc. The credit limit is normally raised or lowered depending on your previous years track record in terms of spending and repayment.

Does the add-on card have a separate credit limit?No, the add-on card member shares the same credit limit as assigned to the primary card member.